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Medical Options / Back
You may choose between the Indemnity Medical option or one of the Health Maintenance Organizations (HMOs) available where you live by completing a TBT Medical Option Form (see the Enrollment Materials folder in Your Benefits Package). The Comparison of Medical Benefits folder highlights coverage under the Indemnity Medical option and HMOs. Each HMO provides separate printed materials about its benefits. HMO packets are available through the TBT Plan Administration Office at The Indemnity Medical option is available no matter where you live. To choose an HMO option available through TBT, you and your covered dependents must live within the HMO service area where coverage is available. The service area for each HMO is listed by county in the Comparison of Medical Benefits in Your Benefits Package. How to Apply for HMO Coverage
If you want coverage under an HMO option when you are newly eligible, send your:
directly to the Plan Administration Office for processing. Check your Summary of Coverage for the most current information about your HMO option.
IMPORTANT See Open Enrollment - When you can change your medical (or dental) option
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